Taurus builds these and S & W clones under license. They have gone into design as well and now offer pistols of there own.
They come with a lifetime guarantee - tough to argue with.
I have an older one (PT-99) that does NOT drop the hammer when safety is engaged. It was a bit hard to find rubber grips for it (Pachmayrs fit), but it is a back up gun for around the house, so no worries there.
I've owned one for a couple of years. Wanted to get a larger frame auto. Tossed a few around awhile and went with the PT92. I liked the fit, the looks, the safety, the de-cocker, came with (2) 15 rd. mags and (2) 17 rd. mags brand new $349. I couldn't go wrong and didn't. I have no regrets and would highly recomend one. I have had no problems what so ever. Re-Sale/trade-in Value????? Who cares, I ain't selling it.
Taurus revolvers are not S&W clones, at least no further than external appearance and that is stretching things. The 92 is fully the equivalent of the Beretta and the first ones were Beretta "clones" and, so I was told by our CCW instructor, made on machinery origanally installed in Brazil by Beretta so they could sell firearms in that country.
I have one that was made in Brazil many years ago when they first appeared. It has a mag release near the bottom of the grip and has performed flawlessly for around 30 years. Other than a few feed malfunctions during a brief break in period, there have been no issues with it. I modified a pachmayr grip to fit, since there were very few options for this one.
It's not quite a Beretta, but I must admit that it's a good value. Even the Stoeger Cougar, which really is made with old Beretta tooling, and costs about half as much as the original Beretta, is worth a look. Rotary barrel is interesting too. I usually pay more to get the genuine article, but I understand trying to save a few bucks on a daily shooter when money is tight.