Trapshooters Forum banner

1 - 17 of 17 Posts

·
Registered
Joined
·
25,277 Posts
Discussion Starter #1
Government Takeover: White House Forces Obamacare Insurers To Cover Unpaid Patients At A Loss

Avik Roy, Contributor | 12/14/2013 @ 7:42AM | Forbes

Of all of the last-minute delays, website bungles, and Presidential whims that have marred the roll-out of Obamacare’s subsidized insurance exchanges, what happened on Thursday, December 12 will stand as one of the most lawless acts yet committed by this administration. The White House—having canceled Americans’ old health plans, and having botched the system for enrolling people in new ones—knows that millions of Americans will enter the new year without health coverage. So instead of actually fixing the problem, the administration is retroactively attempting to force insurers to hand out free health care—at a loss—to those whom the White House has rendered uninsured. If Obamacare wasn’t a government takeover of the health insurance industry, then what is it now?

On Wednesday afternoon, health policy reporters found in their inboxes a friendly e-mail from the U.S. Department of Health and Human Services, announcing “steps to ensure Americans signing up through the Marketplace have coverage and access to the care they need on January 1.” Basically, the “steps” involve muscling insurers to provide free or discounted care to those who have become uninsured because of the problems with healthcare.gov.

HHS threatens to throw non-complying plans off the exchanges

HHS assured reporters that it would be “urging issuers to give consumers additional time to pay their first month’s premium and still have coverage beginning January 1, 2014.” In other words, urging them to offer free care to those who haven’t paid. This is a problem because the government has yet to build the system that allows people who’ve signed up for plans to actually pay for them. “One client reports only 15 percent [of applicants] have paid so far,” Bob Laszewski told Charles Ornstein. “So far I’m hearing from health plans that around 5 percent and 10 percent of consumers who have made it through the data transfer gauntlet have paid first month’s premium and therefore truly enrolled,” said Kip Piper.

“What’s wrong with ‘urging’ insurers to offer free care?” you might ask. “That’s not the same as forcing them to offer free care.” Except that the government is using the full force of its regulatory powers, under Obamacare, to threaten insurers if they don’t comply. All you have to do is read the menacing language in the new regulations that HHS published this week, in which HHS says it may throw otherwise qualified health plans off of the exchanges next year if they don’t comply with the government’s “requests.”

“We are considering factoring into the [qualified health plan] renewal process, as part of the determination regarding whether making a health plan available…how [insurers] ensure continuity of care during transitions,” they write. Which is kind of like the Mafia saying that it will “consider” the amount of protection money you’ve paid in its decision as to whether or not it vandalizes your storefront.

There are other services HHS is asking insurers to offer for free. The administration is “strongly encouraging insurers to treat out-of-network providers”—i.e., costly ones—“as in-network to ensure continuity of care” and to “refill prescriptions covered under previous plans during January.” But the issue of unpaid premiums looms largest.

It’s unconstitutional to force insurers to cover people for free

The administration could pay insurers to cover up for its mistakes. But that would lead to criticism—as it has in other instances—that the White House is lawlessly throwing taxpayer money at insurers to, well, cover up for its mistakes. So, instead, they’re asking insurers to pay for the mistakes.
But, of course, the cost of paying for those mistakes won’t end up being paid by insurers, but by consumers, in the form of higher premiums.

In theory, the Obama administration’s actions aren’t merely illegal—they’re unconstitutional. The Fifth Amendment of the Bill of Rights says that no one can “be deprived of life, liberty or property, without due process of law; nor shall private property be taken for public use, without just compensation.”

But it will be up to insurers to sue to protect their rights. Like battered wives, they are unlikely to do so. Companies like Aetna and Humana are so terrified that the administration will run them out of business that they are more likely to do what they’re told, and quietly pass the costs on to consumers. The chaos and recriminations have made insurers like UnitedHealth, who have largely stayed out of the exchanges, look smart.

In 2010, PolitiFact said that the claim that Obamacare was a “government takeover of health care” was its “lie of the year.” The Federal Register disagrees.

http://www.forbes.com/sites/theapothecary/2013/12/14/government-takeover-white-house-forces-obamacare-insurers-to-cover-unpaid-patients-at-a-loss/?partner=yahootix
 

·
Premium Member
Joined
·
18,864 Posts
More B.S.. Didn't he play the Joker in Batman.
 

·
Registered
Joined
·
5,755 Posts
The thing is, the average hairdresser, low-information voter, union member, and neck-tattoo moped rider would see the title of the post to be a "good thing."


People were duped. They were angry at the insurance companies, and Obama could sense that. So he mastered the Mob. He pitched a bill telling people we were going to STICK IT to the insurance companies...without telling them he was also letting the insurance companies help write the bill, and each pound of flesh he took out of them, would be passed on to the consumer.


Obama used people's anger at the insurance companies to pass a bill which forces those same people to buy insurance for their neck-tattoo moped rider neighbors. And those people, in their anger at the insurance companies, were too stupid to see what kind of a shift was being pulled on them.


Now they're finding out they were mob-mastered, and they're pissed. They thought they were getting a "Stick it to the insurance companies for MY benefit" type of bill. They've looked up from their iPhone fantasy football app, discovered what they got was a "Stick it to ME and give the proceeds to my neck-tattoo neighbor" type of bill...and they don't understand what happened.

("We took the cast of The Cosby Show...we installed them in the White House...I thought everything was supposed to be okay?")

Life is hard. It's harder when you're stupid.
 

·
Premium Member
Joined
·
18,864 Posts
I think Obama could snow old man winter. This health care deal will be our downfall as a society, and the burden and blame will be ours. I don't understand how he can rule on all of this stuff, without Congessional intervention. He still acts like he doesn't need Congress or SCOTUS. He is on a power trip.
 

·
Registered
Joined
·
20,337 Posts
Wife's coverage went up in a letter today from her insurer. From $55 per pay period in 2010 ( 26 pay periods / year ) to $ 155 per pay period in 2011 to $671.78 per month in 2012 to $816.42 per month as of 1 January. Trippled, then doubled, then plus 20%. She takes less and less home every year even after her 'annual raise' goes into efect.

Thank you lord oh-blow-me and all you demonrats who know what her needs are better than she does and who have mandated that if she doesn't use her insurance you will charge out the ass until it drives her onto the poverty rolls and into foodstamp territory. Or insane and then uses that expensive insurance. Cover the uninsured by raping the insured. Such a GREAT deal.

NOT

Don T
 

·
Registered
Joined
·
25,277 Posts
Discussion Starter #6
Notice our resident lunatic liberal Obama supporters disappear when a post showing increased health care costs shows up.
 

·
Registered
Joined
·
5,755 Posts
Yes, indeed. Where are Charles, 548, StlSmokn', and their other 5 screen names?

Surely they wish to defend their president's signature achievement?
 

·
Premium Member
Joined
·
18,864 Posts
We'll loose on that one too, Rick, just like General Motors.
 

·
Registered
Joined
·
227 Posts
So flash, do you think all those rate increases starting nearly 4 years ago are due to Obama getting ready to make everyone socialists, or is due to insurance companies being the benevolent capitalists? my insurance goes up or the benefits go down every year no matter who is president. Obamacare requires copays to now be applied to your deductible so my insurance kept the rate flat but raised the out of pocket max from 1500 to 3500, blaming Obamacare, because they had to make up the difference (and make a little money too)

Steve Schwab
 

·
Registered
Joined
·
25,277 Posts
Discussion Starter #10
Oh geez yet ANOTHER liberal attempt to disassociate Obama with the massive Obamacide insurance increases.

Yes insurance has been going up yearly. Anyone not living under a rock knows this.

Obamacide went far beyond that for many people, with increases of 400% or more for some.

It would be refreshing to see liberals accept responsibility for this disaster instead of either running and hiding, or making up crap, to deflect from their culpability. But no, total denial. Must be Bush's fault.
 

·
Registered
Joined
·
227 Posts
Hopefully, Heritage Foundation Care, Romney Care, Obamacare or whatever you want to call it, will lead to the adoption of an efficient single payer system rather than the kludge that is currently being implemented.
I would like to see anyone try to convince the nice 52 year old gentleman I met at the hospital last week that universal healthcare is a bad thing. He stopped taking insulin after losing his job and being unable to afford it. He came in with a sore on his foot, but it is no longer a problem, as the foot and about 16 inches of leg are now absent. I imagine he will apply for disability now; I suspect that his future burden to society will exceed the cost of the healthcare he needed, probably exponentially. He is relatively young and may end up being functional with a prosthesis. He is a little bitter now, like you folks. This is not an isolated event: it happens daily with heart disease, kidney disease, pulmonary disease, vascular disease and the list goes on and on. These peoples lives are shit because they can't afford healthcare. All you good Christians who hate Obamacare need to read more about that old school liberal named Jesus.

Chronic health problems cannot be treated " for free" in the ER for very long before the person requires hospitalization. At that point the care becomes very expensive and will still be funded by tax payers one way or another, at the exorbitant rate paid only in the US.

Obamacare is an inefficient patch work plan that will only help a small portion of the uninsured. To make matters worse, republicans in 20 states have refused to expand Medicaid, for the time being anyway. Eventually the residents will realize they are throwing their tax dollars away and will insist on getting their money back.
Even with all its faults, the ACA is vastly superior to what we are currently doing.

Happy Festivus, Kwaanza and Holidays to all you Fox Newsers and true believers.

Steve Schwab



steve schwab
 

·
Registered
Joined
·
17 Posts
"an efficient single payer system"...wow...just wow...

It doesn't matter how generous I am or want to be. My generosity stops when I am mandated to be generous. Then it becomes extortion. Besides, I can't help anyone IF I AM BROKE MYSELF.

Guess what folks, we're broke now. Our grandkids will be slaves to the debtholders, and they are definately not Christians; hell, they're not even liberals!

Dave
 

·
Registered
Joined
·
25,277 Posts
Discussion Starter #13
Geez, he's blaming Republicans for not expanding Medicare when the original intent of Obamacide was to eliminate Medicare and Medicaid, until there was a big backlash.
 

·
Registered
Joined
·
6,075 Posts
I don't buy into this you can't get rid of it. Same as illegals...hey theres eleven million y0u can't get rid of em. They came in one at a time we can deport them one at a time no matter how long it takes. Obama care can be dismanted one step at a time too. Aren't they trying to get rid of guns one step at a time? ed
 

·
Registered
Joined
·
25,277 Posts
Discussion Starter #15
Get rid of Obamacide in incremental steps? Just flush it all at once.

It's an incredibly flawed program created by incredibly flawed people then passed by incredibly flawed politicians led by an incredibly flawed president who were voted into office by incredibly flawed voters.
 

·
Registered
Joined
·
209 Posts
The money going into Obamacare pales compared to what we throw away on Medicare. The first thing we should do is discontinue it entirely over the coming year. The federal budget would be close to balanced, and we would be rid of this socialized medical disaster.
 

·
Registered
Joined
·
20,337 Posts
Schwabbed. From $110 a month to $816 a month isn't a sneeze. She's been working for 40 years and during all those years her health insurance just 'happened' to increast 800% -AFTER- oldblowme care was signed into law? Who, besides a demonRAT coolaide drinker, would believe anything else than that the passage and subsequent signing into law caused the insurance companies to raise their rates so much? Your masters shop talking points to you brain dead lemmings and just like faithfull little communists you repeat them here.

Capitalism is NOT a suicide pact. Socialism/Communism is.

Don T
 
1 - 17 of 17 Posts
Top