[white rattler]

I got a phone call from Cabela

Cabela's phoned me this a.m. and said that someone tried to use my Visa # at a Pilot Service Station in Flagstaff AZ.for $500.00 worth of gas. They have cancelled my Visa and will be sending me a new card shortly. I do not know how someone got my Visa #. Trevor Dawe

 

[Catpower]

Cabela's does watch out for a lot of fraud, they have caught somebody trying to use mine a couple times before it went through

 

[AveragEd]

It's happened to us twice in the past. Both times, someone hacked into BJ's Wholesale Club's computers and lifted hundreds of members' credit card numbers and PINs. Our bank notified us of the problem both times and issued new cards but in this debit card world in which we live, the 10-day wait was a real lesson in how we much we have come to depend upon plastic in place of cash and ATMs in place of tellers.

At the advice of our bank, we now use our bank cards only as credit cards instead of debit cards. We were told that without either a PIN or the three-digit security code on the back of the card, the actual card numbers are worthless to someone else.

We also no longer belong to BJ's. They never contacted us about the problem, had no note of apology posted in the club and when asked about it, acted like it was a non-issue. They became a non-issue to me when their annual membership was up for renewal the following January.

Ed

 

[Unknown1]

<blockquote><I>"I had snail mailed card info..."</I></blockquote>Snail mail and email...2 great ways NOT to send credit card numbers.

Keller

 

[jbmi]

Wife has a CC from GE Capital through a local supermarket, she pays online so when she went to pay her bill she noticed a $2600 charge for two airline tickets to England. No one ever called concerning these purchases even though over the 9 years she's had the card the most she's ever charged at one time was a couple hundred dollars.
I must say that when she contacted them they were very helpful in getting that taken off her account, but that should have never happened in the first place.
I can't say enough about Cabela's, excellent CC company, they have come through for me a number of times even when it was my fault.

 

[miketmx]

Trevor, do you think that the Canadian credit cards with the built in chip and PIN are more secure ??

 

[white rattler]

Mike, I would hope so but in this new world that we live in who knows. I would like to know how someone gets your info off your card. Trevor

 

[Unknown1]

They want you to believe they are but the chip technology is only worth something if the vendor has a chip-ready card station. It DOES verify that the card is genuine but only if the chip can be read. Since chip-ready stations are now found only in large cities, the magnetic strip is all that counts for most purchases.

For phone and internet purchases, a p & c card is no more secure than a conventional card...account number and security number are all that are needed.

Keller

 

[white rattler]

Keller, they do not have my pin/security number this is the part that I do not understand. Trevor Dawe

 

[fssberson]

Last week someone tried to use my Debit card. B of A called/e-mailed me. All transactions were rejected per Sears, the merchant. Had to get a new caerd and new pin number. A few years ago got Life Lock so I had a back up plan. How they got my number?? It is really up to the merchant to do due dillengence and require I.D. especially on-line. Fred

 

[dbcook]

when you use a credit card at a motel that info is on the room key i was told.it stays there until the room key is used again by another guest. i always manage to get a scratch on my motel room key when i am leaving the motel. makes the card unreadable. dwain

 

[waverider]

Credit Card information on room keys are false according to snopes. Link above.

Apparently a California detective heard a presentation that crooks were using room keys to encode stolen credit card info and using them as credit cards, to mean that credit card info was encoded on hotel room keys by the hotel. She then gave a heads up via e-mail to other detectives and it went viral.

Jason

 

[dbcook]

i used to spend a considerable amount of time in so. calif & that is where i got the info i posted above.thanks for the info but i will still put a scratch on my hotel keys dwain

 

[Shooting Sailor]

Miketmx - The RFID (Radio Frequency IDentification) chip-enabled credit cards are NOT a more secure system of credit card protection! For about $50.00 or so, you can go online and by an RFID code reader, which enables the user to walk around any public place, like a mall or grocery store, and read the information stored on RFID chip-enabled cards. With the chip reader hooked up to a laptop for automatic storage of data, ALL the information stored on the chip can be stolen. I have seen this done twice by the same guy on two different TV shows, one a news show, and the other a current affairs type show. He was able to talk to people after stealing their information, and it was amazing what he was able to find out, and have confirmed by them, by just walking by with a chip reader and a computer.

There is a VERY easy, low tech fix, to this high tech problem. There are foil lined credit card envelopes available which block RFID transmissions, stopping anyone with nefarious intent from gathering your information. These are available from some banks and credit card companies. I got a whole bunch at a gun show for about $2.00. Any chip enabled document, like the new drivers licenses and pasports, are also subject to this kind of data theft, apparently, so be aware, and think of some preventative blocking measures.

 

[Unknown1]

<blockquote><I>"they do not have my pin/security number this is the part that I do not understand."</I></blockquote>A PIN number and a security number are different things. The PIN number is never on the card and probably has 4 digits;
the security number is on the back of the card <center>

</center> and is useful only for phone and on-line transactions when the vendor can't see that the buyer actually has the card in hand.

If a chip and PIN card is used someplace that doesn't have a terminal capable of reading the chip then any security advantage is lost and the card is just a plain, old fashioned insecure card.

Keller

 

[LI]

Trevor, that was me trying to get enough money to fill up my MH! Had to sell some blood to keep going!
Larry

 

[fssberson]

My card was so old that the number on the back of the card was rubbed off and unreadable. Fred