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Some of you have trap guns worth as much as a car.

I carry insurance on each of my cars -- do you carry any kind of insurance on your expensive guns?
 

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If you have USAA home owners insurance You can get a rider on that policy, very reasonable and it even covers repair costs if your gun is damaged
 

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I forget the 'terms' but you can get higher levels of coverage through the NRA - If I recall correctly by having a higher level of membership, but I think they also sell a firearms coverage package. The nice thing about their policy is that the cap is per loss, not for the whole collection, so if you have four $10,000 shotguns you can insure them all for 40K, or as little as 10K - if there is a loss it is capped at that number, but you are not limited to the number of losses you suffer in a year...
 
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