I see that I can now make and receive payments over my cell/smart phone. This could be a convienent way for the ATA to handle cashiering at the large shoots. We could pay for the shoot and options, as well as get your payoffs electronically. This would also work for vendors who wouldn't have to worry about taking checks cause you can't spend what you don't have in your account. I suppose this would open an interesting can of worms but most things can be worked out over time and since I don't know the particulars of how it works I thought I'd throw this out there and see what you think. Greg Saucedo