[Recoil Sissy]

Gentle readers:

Almost everyone has heard about the enormous breach of security involving Target stores. This thread is about something else. Here's the story...

My credit card statements (Master and Visa) should have arrived roughly a week ago but didn't. To avoid interest charges I looked up the account balances and sent checks for the full amount the end of last week.

Fast forward to this morning... I get a call from a stranger saying, "The post office delivered your credit card bill to my house". While I went to retrieve the statement, Mrs. sissy looked at our accounts again on line. All the new charges on both cards up to yesterday were legitimate. However, yesterday's Visa transactions included one for $9.95 to an on line dating service.

When I got home, I immediately called the credit card company. Turns out there was another charge for $9.95 this morning to a different dating service plus one for $119.95 to an escort service. Big kudos to the credit card company! As the phony charges tried to post, the CCC took one look and called bullsh!t. None of the junk was actually processed.

Needless to say, I cancelled the compromised card (Visa) as well as the other card (Master) whose missing monthly statement is still floating around somewhere. It appears no damage was done and almost no inconvenience was involved in straightening things out.

The moral to the story? Check your statements. Anything can happen.

sissy

PS: If anyone is looking for an on line escort service or an alternative to the 'Christian Mingle' dating site, I might be able to help.

(edited for clarity 12-25-13)

 

[WoodsonEnt]

Sissy,

I have told this story on here before, but I will remind others again.......always check your statements. I was in Nashville, TN one year shooting a skeet shoot. I made several purchases there involving credit cards - gas, hotel, food, etc. When I received my statement, there was an additional charge of around $300 bucks on there to a XXX/Porn shop. When I called the credit card company to dispute, I also found that this shop was in Nashville also. And no, I didn't have too much to drink and do some shopping. I told the CC company that I was in Nashville, but I didn't make the charge. They asked Zero questions and credited my account accordingly.

So many people just look at what they owe, and then write a check. Do your due diligence and make sure everything is right.

 

[Joe Potosky]

No reason to wait for your statement to be delivered.

Easy enough to check your statement daily via your online account.

If you can visit this site once a day, then you can also sign into your credit card and bank account daily.

 

[Chichay]

Small charges are usually just to find if the credit card is still valid. The larger charges usually follow suit.

 

[halfmile]

I got a call that someone had charged to my account 3 pair of shoes at Nordstrom's for $2200.00.

Wow. Needless to say the shoes never got out of the store (It was a mail order).

The big surprise was that the person calling me was a guy from Nordstroms, not the Credit Card company.

Good for him. Called Visa and got a new card right away.

HM