I own a Franchi Instinct SL in 12GA and use it for upland hunting. (pheasant and quail) I also play around with it for 5-stand all summer and then for trap in the fall. Great gun but EXTREMELY light. Recoil is an issue even when I shoot 1 ounce loads. 20 GA with 7/8 will give you a fair amount of muzzle jump as well as kick. I get it with one ounce in the 12 GA.
Mechanically, I have not had a problem in the three years I have had mine. Maybe a thousand rounds per year between hunting and target games. I also coach SCTP and would not loan it out to learn on. If someone wants to play around and try a round, great have fun. I believe there is a Instinct L that is heavier and has a steel receiver. I could see letting someone learning to shoot with that model.
Two things about the gun that are a bit of a pain.
1.) The gun comes with an auto safety. Every time you open the gun, the safety is engaged. You must slip the safety to fire before every first shot. Great for hunting, not so good for target games.
2.) The gun is tricky to load. When opened, the barrels do not rest fully open. You have to pry open the last 1/2" or so to get enough clearance to load the bottom barrel. The first picture shows the gun in the open resting position. The second photo shows the gun forced open so a shell can be loaded.
I enjoy mine for games as well as packing in the fields.