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rain damage

Discussion in 'Off Topic Threads' started by Brian in Oregon, Jul 16, 2013.

  1. Brian in Oregon

    Brian in Oregon Well-Known Member

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    Deplorable Bitter Clinger in Liberal La La Land
    There's only one way to find out for sure.... ask them.

    How much will it cost to replace to replace the fill?

    How much is your deductible?
     
  2. copper

    copper Member

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    Oct 19, 2007
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    Depending how much of a wash out you might consider digging down driving some pipe or rebar into ground as deep as you can get it mix some cement mix pouring down if you have to make a couple pours one to give you a base kind of footing and second to come to level. should keep from getting worse .if you have use a post hole digger to get down as far as you can .
     
  3. thomaslea1

    thomaslea1 Member

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    186
    There's also a number of companies out there that do concrete injecting to raise up the concrete on driveways where the fill has 'disappeared" and the concrete sunk. You could frame off the open end and have the concrete injected.
     
  4. snapthecat

    snapthecat TS Member

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    200
    It has been my unhappy experience that if you even ask the insurance company about any kind of damage they consider this a claim. And goes on your record as if they paid. My advice is get an estimate then compare this to your deductible before talking to the crooks at the insurance co.
     
  5. JT 27

    JT 27 Member

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    I had a water main from a neighbor's house break and flood my fully finished basement. Upon repair the main broke again and reflooded my basement within 30 days of the first flooding. The 3 insurance companies, our home owners, the neighbor's home owners and the plumber's in unison denied our claims. 3 attorneys would not take the case as not enough in it for them, a $40,000 loss. Good luck with your claim.
     
  6. tom berry

    tom berry Active Member

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    Location:
    Winterset, IA
    JONO2, I doubt your washout would be covered by your policy.

    JT27, If your neighbor and/or their plumber are responsible for your loss they should pay. The fact that their insurance companies denied coverage for them doesn't necessarily relieve them (your neighbor and/or plumber) of their responsiblity.
     
  7. gun fitter

    gun fitter TS Member

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    JT27 hire a public adjuster you will pay them 10-15% of the recovery nd they are not perfect but they only work on the contingency of a recovery.

    Joe
     
  8. slayer

    slayer Well-Known Member

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    Location:
    beautiful northern michigan
    You always have the recourse to go through arbitration with an insurance company. Most times their first response is to deny the claim. I had a large national company deny a vandalism claim on a couple of new snowmobiles. Threatened arbitration and they came right around. About an 8k settlement. Bill
     
  9. Bvr Tail

    Bvr Tail Well-Known Member

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    Check with a company that does "Grout" pumping/stabilization.


    I once worked alongside a company who injected grout into a roadbed to stabilize the ground, and keep it from sinking into old underground mines.


    This company invented a substance they called Mountain Grout, and had used it in many places, especially to hold ground from washing out.

    It worked very well and lasted a long time, as I was told.
     
  10. cubancigar2000

    cubancigar2000 Well-Known Member

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    Location:
    Idaho
    That is not a covered loss! They wont pay to repair it but would cover any resulting damages from it and you have none
     
  11. copper

    copper Member

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    Oct 19, 2007
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    Jon I have been in construction over 20 years gutter installers most times have No knowledge of construction at all . a good mason if you do not want to get into a specialist would be more in line with this .