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O/T Health Insurance Plan

Discussion in 'Uncategorized Threads' started by recurvyarcher, Aug 1, 2007.

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  1. recurvyarcher

    recurvyarcher Well-Known Member

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    I can't think of a fix for the current system, but this proposed fix doesn't make sense to me right now. The only thing I see is that someone has found a way to increase the tax revenue.

    One side effect of a policy like this, if implemented, could be that employee availability for minimum-wage jobs may plummet. Some of these people are not there for the pay (obviously), but because of the benefits.
     
  2. smsnyder

    smsnyder Well-Known Member

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    the health system stinks. i know people who can afford health insurance but don't buy it. guess who pays in the end? if everyone was forced to buy health insurance rates should go down big time. the small business man cannot afford to pay employee health care in most cases.
     
  3. g7777777

    g7777777 TS Supporters TS Supporters

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    how do you "force" everyone to buy health insurance?

    Gene
     
  4. C H S

    C H S TS Member

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    In Sweden, the average worker pays in about half of his/her yearly earning to the government. In turn they receive health care, hospitalization, education beyond public school, mass transit, senior care and more. And they seem real pleased with the arrangement.

    Andy
     
  5. Bisi

    Bisi TS Member

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    Personally I think everybody should buy their own health insurance. Why should your employer provide you with health insurance? Auto insurance is expensive too, should your employer provide auto insurance, or home insurance, personal umbrella?

    The above proposal makes sense to me. If you make 50K a year and your employer is providing health insurance that cost him 10K year, you are in fact making the equivalent of 60K a year but are only paying taxes on 50K.
     
  6. jnoemanh

    jnoemanh TS Member

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    "The above proposal makes sense to me. If you make 50K a year and your employer is providing health insurance that cost him 10K year, you are in fact making the equivalent of 60K a year but are only paying taxes on 50K."

    You've got that right. In essence you're getting tax free income. Nothing wrong with that.

    However here are the real problems -

    Health insurance for a family of four will cost at least $10K, probably more. Many people simply don't have the $10-15K health insurance would cost.

    Health Ins companies operate on one motive only, profit. Try to buy a health insurance policy if you have a pre-existing condition. Let's say you were covered by an employer policy, and during that time you developed a disease, any disease. You loose your employer policy because you loose your job, or because the employer decides not to continue offering it. You're screwed. No more health ins for you at any price.

    What do you do - you can't get health insurance at any price you can possibly afford. Mostly you do without. So do your spouse and kids. In a real emergency, you can go to the emergency room, where they will treat you for free, but they will only "stabilize" you, then no more free care. If it's a chronic condition, tough. Die. If it's your spouse or child, tough, they die.

    The USA has the highest health care costs in the world, but our average life spans, infant survival rates are down there with third world countries.

    Ask your politicians why that's so...naw, don't bother...they've got their hands DEEP in the pockets of the insurance companies.

    Like it the way it is?...then keep on voting for these turds.
     
  7. jnoemanh

    jnoemanh TS Member

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    " if everyone was forced to buy health insurance rates should go down big time. "

    Exactly right. The chief administrator of our local hospital, a big one. estimates that 2/3...that's right 67% of their costs are uninsured patients that they treat for "free". Of course it isn't really free...doctors still get paid, the hospital staff still gets paid, the drug companies still get paid...they simply add the cost to the bills of the paying patients.

    "how do you "force" everyone to buy health insurance?"

    The same way we "force" everyone to pay for public roads, schools, military, politicians insurance. Taxes. You pay taxes and ride on free roads. You pay taxes and get free police and fire protection. You pay taxes and get free schools, libraries, US military, museums, national parks, public servants, farm subsidies, etc, etc.

    Get the idea, GN7777?
     
  8. g7777777

    g7777777 TS Supporters TS Supporters

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    actually benefits are generally figured to cost an employer about 33 percent above and beyond what they pay you

    Gene
     
  9. jnoemanh

    jnoemanh TS Member

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    "Since when is it the obligation of government to provide you with health insurance?"

    Since when is it the obligation of the government to provide you with -

    Fire protection?
    Interstate highways?
    12 years of free education?
    Farm subsidies?
    Libraries?
    Safe food?
    Insured banks?
    Anti-trust laws?
    The CIA, FBI?
    Social Security?
    Fair labor laws?
    Safe drinking water?
    Clean air?
    Crime prevention?
    Airline safety?

    Get the message?
     
  10. jnoemanh

    jnoemanh TS Member

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    You're a sick, sad person, dardanelles. One day you could find yourself, your spouse, or your children afflicted with a serious disease. No insurance company would touch you.

    The rest of should do what - say "screw you, die and rot"?
     
  11. Bisi

    Bisi TS Member

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    Jnoemanh wrote - "You pay taxes and get free schools, libraries, US military, museums, national parks, public servants, farm subsidies, etc, etc."

    Yeah, those schools are really free! 90% of the property taxes I pay go toward the local school system, and I have no children attending. The local Catholic school spends less than half per pupil as the government school, yet their test scores far exceed the governments. The worst thing you can do to your child is send them to a government school.

    After seeing what government has done to the schools, you want them to take over health care?

    You want government to provide you will health care, education, housing, etc...Then go commit a crime and become incarcerated. Prison provides all those things, and it's provided free by the government.
     
  12. jnoemanh

    jnoemanh TS Member

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    Dardanelles -
    "And these uninsured somehow have money for big ticket items like autos"

    You've obviously spent no time at a hospital emergency room. Go to one late night and look at who's there. Count the Mercedes and Lexus. Hint: there aren't any.
     
  13. jnoemanh

    jnoemanh TS Member

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    bisi - "The local Catholic school spends less than half per pupil as the government school, yet their test scores far exceed the governments."

    And your facts to support that insane claim come from where? LOL.
     
  14. Bisi

    Bisi TS Member

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    Well jnoemanh, the neighbor who lives across the street claims he has no health insurance. Says he can't afford it. Well he does have his and her Harleys. He can't afford health insurance but he has 40K in motorcycles.
     
  15. jnoemanh

    jnoemanh TS Member

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    dardanelles: I hope you one day find yourself uninsured and seriously ill.
     
  16. jnoemanh

    jnoemanh TS Member

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    bisi: "Well jnoemanh, the neighbor who lives across the street claims he has no health insurance. Says he can't afford it. Well he does have his and her Harleys. He can't afford health insurance but he has 40K in motorcycles."

    If he has income, we'll tax him and he'll pay for health insurance. Suit you?
     
  17. jnoemanh

    jnoemanh TS Member

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    dardanelles: "I buy my own insurance and it isn't cheap. I really feel friggin obligated to buy it for others. Why don't you show us all how caring and magnanimous you are and pay the premiums for me the rest of the year. You're all friggin mouth and no drive shaft. Typical cheap bastard liberal...."

    Buy your insurance for you? Naw, sorry, I can't help you on that one. You see, I'm on Medicare, and YOU'RE patying for MINE! LOL!!!!!

    Hey, maybe you can get a night job and pay for my brother too!! LOL!!!!
     
  18. g7777777

    g7777777 TS Supporters TS Supporters

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    If you are on medicare- you earned it
     
  19. jnoemanh

    jnoemanh TS Member

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    "If you are on medicare- you earned it"

    Shhhhhhh. Don't let dardanelles in on that. It's more fun to watch the smoke come out of his ears.
     
  20. Bisi

    Bisi TS Member

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    Dardanelles, your my hero! Retired at 51? You beat me, I'm 52 and still slugging it out. I hope to join you some day. It will be when I turn 59 an a half and can start tapping into my SEP, or Dow 20,000. I'm hoping on a hot stock market.

    That socialist whore Hillary scares the s**t out of me though. I think she will be bad for the market.
     
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