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Insurance folks...insurance!!!

Discussion in 'Uncategorized Threads' started by chiefjon, Feb 25, 2008.

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  1. chiefjon

    chiefjon Active Member

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    Jan 29, 1998
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    1,376
    Location:
    El Dorado Hills, CA
    A couple of weeks ago, at the request of a friend, I posted a thread looking for a set of 680 O/U barrels. He reached a deal with one party and sent a check. The barrels were sent...with no insurance...no signature required...by US Mail. The mail man put them on the front porch and guess what...they were stolen. Now my friend is out about $600.00. Buying insurance or sending FedX or UPS is no big deal...now I don't have the doubles partner I thought I was going to have.

    JON
     
  2. Brian in Oregon

    Brian in Oregon Well-Known Member

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    25,251
    Location:
    Deplorable Bitter Clinger in Liberal La La Land
    This should be automatic on part of the sender, adding it to the shipping costs. And it should be automatic on the part of the buyer to insist on it. The only exception is for items that are below the insurance threshold of the carrier (UPS for example is $100 automatic).
     
  3. nipper

    nipper TS Member

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    Dec 30, 2007
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    1,502
    i would quite often pay insurance on items i sell on e-bay even if buyer didnt request it. i never had an insurance claim for damage on anything i packed though. all insurance seems expensive until youi need it.

    Bill
     
  4. ccw1911

    ccw1911 Member

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    It's a good idea to be home when you expect delivery, or have it delivered to a friend or relative who is home all the time. You can also arrange to have it held at the PO or shipper and pick it up yourself.
     
  5. MGRAY

    MGRAY TS Member

    Joined:
    Sep 30, 2006
    Messages:
    11
    Have you called your insurance agent. Could be covered under your home owners policy, subject to your deductible. Marty
     
  6. spitter

    spitter Well-Known Member TS Supporters

    Joined:
    Jan 29, 1998
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    4,359
    Location:
    Prairie State
    Depending upon the value of the items, I buy the insurance more for the signature requirements (now $200). This way I know I get delivery.

    Once I bought some paper money on eBay and requested the seller to insure it so I could sign for the delivery and the vendor refused - alleging insurance fraud et al. - I didn't care about the insurance, I wanted to require a signature for delivery. He said no, I said no deal.

    Sometimes its just a couple bucks to guarantee its arrival. Never lost an insured package in 10 years.

    Jay
     
  7. BDodd

    BDodd TS Member

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    Jan 29, 1998
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    3,594
    I would think a theft from his home may well be covered under the homeowner's policy, with the factor of any deductible of course....Bob Dodd
     
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