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Health costs for 2013 to go up 7.5%

Discussion in 'Politics, Elections & Legislation' started by Rick Barker, Aug 6, 2012.

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  1. Rick Barker

    Rick Barker Well-Known Member

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    I had this screwed up....

    It is health care costs going up 7.5 percent in 2013, which is 3 times the GDP growth.

    Insurance cost will be must greater.
     
  2. tj303

    tj303 Member

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    I was notified by Blue Cross that my company's health insurance premium will go up 13.9% Jan 1. Notice came two days after Supreme Court ruling. Thanks for making "Health insurance more affordable" TJ
     
  3. Stl Flyn

    Stl Flyn Well-Known Member

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    Just wait and see how much everything else is going to go up!
     
  4. Grade VI

    Grade VI Member

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    Gas is $3.89 per gallon in northeast Ohio. Might hit the $4.00 mark by the end of summer.
     
  5. Jerry944t

    Jerry944t Well-Known Member

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    Heath insurance premiums have gone up every year since I've been in business, forty years now. Hardly news.

    United States is the only significant nation that has health care insurance designed for profit. Therein lies the problem.
     
  6. bigdogtx

    bigdogtx Well-Known Member

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    Jerry,,,,you want socialized or government controlled healthcare???? None for me, thank you.....
     
  7. John Galt

    John Galt TS Member

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    My, my, apparently doctors and nurses work for nothing in the "significant nation(s)".
     
  8. Jerry944t

    Jerry944t Well-Known Member

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    It's the 5Th year in a row that health insurance has gone up between 7 & 9%. The average family spends $20,000 a year in health care costs.

    So what's the solution? A good start would be to get rid of malpractice lawyers. Way too many docs practicing CYA medicine which is insanely expensive.

    Where else can a malpractice case be tried by common citizens instead of peers? The AMA removes the licenses of thousands of doctors per year just like lawyers get disbarred. Let them take care of their own internally. Who knows better than other doctors who the bad doctors are? Most docs are affiliated with hospitals and hospitals will not tolerate bad doctors.

    Of course this will never happen because most politicians are lawyers including the present lawyer in chief. Their lobby group is almost as strong as the NRA.

    Galt where did you get the idea that doctors and nurses should work for free? Certainly not from my statement. I was arguing that having insurance companies make a huge profit while dictating how my doctor treats me is certainly an area that needs improvement.
     
  9. Jerry944t

    Jerry944t Well-Known Member

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    Rick I don't disagree but could you define what you consider a non-medical proceedure and what kind of coverage is required now? I can't think of any non-medical proceedures that doctors perform.

    A politician making a promise and not keeping it? Really? When did that start? Oh yeah, now I remember, during every administration I can think of. A skill that's been fine tuned by the present one.
     
  10. Bisi

    Bisi TS Member

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    I will jump for joy if my health insurance only goes up 7% next year! The last couple of years it has been over 20%. Somebody has to pay for all the free stuff, I guess??

    Jerry, I've heard that some states require insurers to pay for stuff like "aromatherapy", hair plugs, etc.. I know several years ago I received a notice from my insurance that my plan would now cover drug and alcohol rehab. It was mandated by the state. Some state rep probably had a brother in law in the rehab business so he made a call to the state insurance commission and they issued a new mandate.

    Why can't I buy insurance for what I want or need? I don't need drug rehab!

    I guess the point is moot though, Obamacare kicks in 2013, so we'll all be saved.
     
  11. Jerry944t

    Jerry944t Well-Known Member

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    Interesting that you bring up holistic medicine, acupuncture and alternative medicine because they certainly are being taught in medical school. They are used every day by legitimate doctors.

    Since I've had multiple serious problems, lucky me, I'm quite friendly with a number of doctors. My latest venture was with a back pain specialist who suggested acupuncture, after his epidural cortisone injections had little effect, and a MD who practices it. Haven't done it yet. I have the normal xenophobic scepticism.

    His theory was that the Asian people have been using it for 5,000 years so there must be something to it although it's not really well understood by most western doctors.

    Yes politicians lie, all of them, imagine that. Not likely to change real soon either.
     
  12. CalvinMD

    CalvinMD Well-Known Member

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    My car insurance went up 5% this year for two vehicles that just got another year older ...no accidents no tickets and driving each truck under 2500mi a year..what a frickin racket
     
  13. John Galt

    John Galt TS Member

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    The answer to high health care costs is simple- competition. It's essentially a monopoly now controlled by the government. Just like with all monopolies, price is high and service is low.
     
  14. CalvinMD

    CalvinMD Well-Known Member

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    John?? You mean that now that the govt is taking health care over its going to get worse????; ) ...to heck with health and life insurance...I'm just going to invest in shells and shoot until I keel over into the hole they got reserved with my name on it
     
  15. John Galt

    John Galt TS Member

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    Calvin, I'm not capable of forecasting the future, but it our socialized medicine works like all the others it will be rationed by long waiting times. Like Thomas Sowell says, everything is rationed since there isn't enough of anything for everybody to have all they want. If you don't ration by cost like in capitalism then you will rations by lack of availability. No matter how the liberal idiots try to make it happen, the fact is that you can never escape the law of supply and demand.

    BTW, IMO it would make more sense to blame the ambulance chasing attorneys for the high cost of auto insurance than the insurance companies, most of which are public companies whose profits are a matter of public record. No profit, no insurance- somehow I don't think that would be an improvement. Maybe the federal government should create an auto insurance monopoly so it will be run as efficiently as the postal service.
     
  16. CalvinMD

    CalvinMD Well-Known Member

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    NO doubt about that John...nothing that was working one way before the govt took over ever worked better after
     
  17. Traders

    Traders Well-Known Member

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    For those of you that think the US Health care system is the best in the world, the following facts might be enlightening. Draw your own conclusions.

    1. US expenditures on health care per capita in 2008-$7538. Next highest is Norway $5003. (Kaiser Permanente)

    2. US life expectancy-#50 of UN countries. This means that citizens of 49 other countries are living longer than Americans. (CIA)

    3. Infant mortality-#34. In other words 33 other countries have less infants dying than the US. Interestingly Cuba is #33. (CIA)

    4 Every developed country that beats the US statistics has some sort of national health system.
    This means they are paying less and living longer.
     
  18. stokinpls

    stokinpls Well-Known Member

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    "My, my, apparently doctors and nurses work for nothing in the "significant nation(s)"."

    Drudge was saying last week that doctors in Bulgaria are paid $6 an hour. Bet that'd work out well here.
     
  19. Traders

    Traders Well-Known Member

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    John Galt,

    In most things, competition works to get the best service at the lowest cost. It doesn't work in health care because to have open competition, the buyer (patient) has to be as knowledgeable as the seller (medical industry) and the buyer has to be able and willing to walk away from a bad deal. Medical sellers do refuse service if they determine that the payment is insufficient. I am sure you have seen the sign in doctor's offices "Payment required at time of service unless other arrangement have been made"

    Under the US system, health care providers are paid more for providing more services. Since it's the health care providers that largely determine when and what service is necessary it's an unavoidable conflict of interest.

    Also, if you don't think there is health care "rationing" now, you clearly have not had to deal with private health insurance. Keep in mind that the employee that determines that your bill should or should not get approved works for a for profit company and is paid based on how profitable he runs his department. When is the last time you heard of somebody switching health insurance companies because they didn't like the service or the price?

    And, if FEDEX and UPS had to provide what ever service Congress determines was necessary for their constituents and would charge the same prices that the USPS does, my guess is they wouldn't be so profitable either.
     
  20. bigdogtx

    bigdogtx Well-Known Member

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    Traders:


    "2. US life expectancy-#50 of UN countries. This means that citizens of 49 other countries are living longer than Americans. (CIA)"

    This also includes drug babies that die in infancy due to the mother drug use. If you could pull this out as well as the gang murders you would also change that statistic.....

    this also goes with #3 and #4. The study is out there and is several years old and has been refuted several times as they have skew the numbers......
     
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