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Gun Insurance

Discussion in 'Shooting Related Threads' started by Buckshot95, May 26, 2012.

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  1. Buckshot95

    Buckshot95 TS Member

    Joined:
    May 14, 2012
    Messages:
    4
    I'm Looking for feedback on the best insurance company that will insure firearms
    at a reasonable price and a high quality of service.
    Thanks for any feedback! Fang
     
  2. larrystrollo

    larrystrollo Member

    Joined:
    Jan 29, 1998
    Messages:
    306
    I added a "personal items policy" to my homeowners insurance. Very reasonable, and is for replacement value (new item, not price of a used item). It did require an appraisal for the higher end (above $5k) equipment. My annual premium computes out to be about 1.1% of the value of my equipment.
     
  3. V10

    V10 Well-Known Member

    Joined:
    Jan 29, 1998
    Messages:
    3,636
    Location:
    Mojave Desert
    Sportsman's Insurance.
     
  4. daddiooo

    daddiooo TS Supporters TS Supporters

    Joined:
    Jan 29, 1998
    Messages:
    4,004
    Location:
    GEORGIA
    NRA is better & cheaper than all of the others hands down. Shopped them all, went with NRA.
     
  5. deercreek

    deercreek Well-Known Member

    Joined:
    Jan 29, 1998
    Messages:
    1,131
    Location:
    Indiana
    As of yesterday the NRA insurance is 1.70 per 100.00. Sportsmans is 1.25 per 100.00. About 12 years ago I attempted to make a claim with NRA for a stolen handgun, they told me they would not help me because it was a secondary policy and my homeowners was responsible...the gun did not meet the deductible and the NRA insurance told me to stick it in not so many words---a nice thank you to two life members in the household.
     
  6. 12ShotTwo

    12ShotTwo Member

    Joined:
    Nov 5, 2010
    Messages:
    269
    I went with my homeowners ins (farmers) and I think I increased my coverage to 10K for ~$75 a year. Anyway, I took pictures and listed the guns and custom work and had them put it in file with my other stuff at the insurance office. I'm comfortable when traveling with my guns or when away and their at home. Since the airlines provide some coverage with lost bags (southwest for eg $3400 per bag) I had a discussion on how I would be covered by farmers as well. Good luck and hope non of us ever need it. Joe
     
  7. Rebel Sympathy

    Rebel Sympathy Well-Known Member

    Joined:
    Jun 6, 2010
    Messages:
    1,681
    Location:
    Pea Patch, Alabama
    Core-Vens Insurance in Clinton, Iowa is the best I have found. Ask for Tim Hartsock.

    "Core-Vens:
    Where day or night,
    Service is right;
    Smiles are bright;
    Prices are right;
    We're out of sight!
    What's not to like?"

    www.corevensguninsurance.com

    1-800-796-9907
     
  8. high 2

    high 2 Member

    Joined:
    Oct 21, 2008
    Messages:
    761
    Location:
    Oklahoma
    I can't speak for any of the companies mentioned above except SIAI
    I know of three instances where guns that were covered by them were stolen. No hassles or price difference. Usually pay off in a couple of weeks. Larry
     
  9. skeet100

    skeet100 Member

    Joined:
    Jun 3, 2007
    Messages:
    410
    SIAI.....
     
  10. sernv99

    sernv99 Active Member

    Joined:
    Sep 29, 2008
    Messages:
    1,674
    has anyone used Cor-Vens? Another shooter who has a couple of Krieghoffs and Perazzis had recommended them to me but I wanted to ask around some more about these folks.
     
  11. 12ShotTwo

    12ShotTwo Member

    Joined:
    Nov 5, 2010
    Messages:
    269
    So let me set the record straight, I just got back from a visit to my local farmers agent to verify what I had said earlier in the thread. I increasecd my coverage for guns by $7500 for $75 per year. This gave a total of $10,500 because the basic coverage was $3000. The policy has a $1000 deductable. In reviewing my contract wording I have FULL WORLDWIDE coverage(not just 200 feet). Not only that but it includes gun accessories, ammo and reloading supplies. Since I have full discriptions and pictures on file I was assured that I would get full payment based the information on file. You do have to check your policy details as has been said by others on this thread. Joe
     
  12. pdq

    pdq Member

    Joined:
    Aug 24, 2006
    Messages:
    934
    SIAI. Half the price of coverage from my homeowners insurance at $1.25/hundred, with much broader replacement cost coverage. Like someone mentioned above, when there were claims, every story I've heard said it was handled in short order, no delays or hassles.

    There is a restriction, i.e. you have to be a member of a gun organization such as ATA.

    Good company.

    Pete
     
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