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Gun club insurance? coverage and what companies???

Discussion in 'Shooting Related Threads' started by himark, May 15, 2013.

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  1. himark

    himark Well-Known Member

    Joined:
    Jan 29, 1998
    Messages:
    1,427
    Location:
    LINCOLN NEBRASKA
    So we decided to try a 5 stand this year and the question about coverage for theft was brought up at our board meeting regaurding coverage of machines sitting out. Easy answer, called our agent and asked him.

    Much to my surprise he said the club has not had "theft" on there policy and never has, it is BASIC property coverage. His exact words were...."gun clubs are in to obscure locations and we wont even quote theft unless you have a active burglar system tied to the police department"

    Honestly, I was speechless.....I CANT believe clubs all over the country are held to this standard. Needless to say we are shopping for a new agent/carrier.

    What carrier has your club insurance? Does it include theft? who has the best rates in your clubs experience shopping? ie, Farmers, Nationwide, United etc. etc. not whom your agent is. I know some will say just find one and go with it but in my experience some carriers are geared for certain types of insurance better than others. Just wanting to find that carrier.

    If some of this is to personal please PM me I would like to get a base for what clubs of our size are paying to be sure we are getting is market standard.
     
  2. dhip

    dhip Active Member

    Joined:
    Nov 14, 2009
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    1,473
    Location:
    westgrove,Pa.
    Don't know,but they changed insurance companies this year.We all had to sign waiver forms to shoot.

    Doug H.(pa)
     
  3. zzt

    zzt Well-Known Member

    Joined:
    Jan 29, 1998
    Messages:
    3,463
    Location:
    SE PA
    We use SIAI, Sportsman's insurance Agency, Inc. There policy is outstanding, and much better than you can get from a :conventional: agency like national and the like. Their rates are a lot cheaper also.

    They are sportsmen, insure lots of clubs and know what it takes. The only caveat is the club has to be a member of the ATA or NSSA or a couple of other associations.

    Here is their web site. Give them a call. You will be pleased. http://www.siai.net/

    BTW, don't even think of getting insurance through the NRA. The use Lloyds and they are expensive for much lower coverage.

    SIAI's insurance covers liability and some other stuff. They can point you to an agency that covers property and theft. After being bounced around from firm to firm when they decided they didn't want to cover gun clubs, we finally got a terrific policy with a firm that had two agents as members of our club. Send me a PM and tell me where you are and your contact info. If they write policies in your area I'll forward your info to them.

    BTW2, in all the property policies we have had over the tears, we were never without theft coverage for the traps, equipment, tractor and the like.
     
  4. jeffprigge

    jeffprigge Active Member

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    Jan 29, 1998
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    1,055
    Give Diana a call , she is a shooter
     
  5. BIGDON

    BIGDON Well-Known Member

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    6,625
    Location:
    Michigan
    If you are in IN or MI send me a PM. There are companies that will write a package to cover all.

    Don
     
  6. Jeb2700

    Jeb2700 Member

    Joined:
    Jan 2, 2012
    Messages:
    195
    Location:
    Ohio
    Any recommendations for an Ohio club ?? We are currently reviewing our policies and are on the hunt for anything better,any help would be greatly appreciated.Joel Brown
     
  7. Cray

    Cray Member

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    Jan 29, 1998
    Messages:
    470
    Philadelphia Ins. A Rated, Admitted. Cray
     
  8. dzneff

    dzneff Member

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    Jan 29, 1998
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    301
    Negative fot NRA based on past personal experience, Dennis
     
  9. himark

    himark Well-Known Member

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    Location:
    LINCOLN NEBRASKA
    NRA was double our current price and that was just for liability. The NRA asked one question....and just hammered out a price without any real checking. That indicated to me there pricing is based on the "SWAG" method and was sure to be top heavy.

    I did as said above and filled out 5 pages of questions to the SIAI and am currently awaiting a quote. They also had coverage for theft. I will post results as others may use the info to decide. tx. for all the suggestions so far.
     
  10. mixer

    mixer Well-Known Member

    Joined:
    Jan 29, 1998
    Messages:
    3,386
    Location:
    Coral Springs, Florida
    Our liability insurance from the NRA was $600 a year cheaper than our previous coverage. It's for registered shoots only. We don't have any other coverage as we shoot at a county owned facility that has all the other bases covered.


    Eric
     
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