1. Attention: We have put together a thread with tips and a tutorial video to help with using the new software. Please take a moment to check out the thread here: Trapshooters.com Tutorial & Help Video.
    Dismiss Notice

everyone should read this

Discussion in 'Uncategorized Threads' started by blizzard, Apr 3, 2007.

Thread Status:
Not open for further replies.
  1. blizzard

    blizzard Active Member

    Joined:
    Jan 29, 1998
    Messages:
    2,583
    feel free to snopes this, it's true. happened where my mom works today.

    brett d.



    Watch for these scammers.....!

    Subject: Creative Stealing (Everyone - please read)




    --------------------------------------------------------------------------------










    See this site - http://www.snopes.com/crime/warnings/creditcard.asp


    This one is pretty slick since they provide YOU with all the information, except the one piece they want.

    Note, the callers do not ask for your card number; they already have it. This information is worth reading. By understanding how the VISA & Master Card Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

    One of our employees was called on Wednesday from "VISA", and I was called on Thursday from "Master Card".

    The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in Arizona ?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?"

    You say "yes". The caller continues - "I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security.

    You will need to refer to this Control Number. The caller then gives you a 6 digit number. "Do you need me to read it again?"

    Here's the IMPORTANT part on how the scam works. The caller then says, "I need to verify you are in possession of your card". He'll ask you to "turn your card over and look for some numbers". There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say No, the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up.

    You actually say very little, and they never ask for or tell you the Card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card.

    Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3- digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

    What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of Master Card" with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA! . The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening.
     
  2. foghorn220

    foghorn220 Active Member

    Joined:
    Jan 29, 1998
    Messages:
    2,535
    blizzard

    I got a call like that about 6 months ago and they said about the same thing I thought it was fishy to start with and when they said we need to confirm my address becasue they was going to send me a 100.00 gift certifacate or something to that effect then I asked them what address they had on file.

    Well they wouldn't tell me and said I needed to tellt ehm to make sure im the owner of the card well I told them just go ahead and send the free gift to the address they haev on file and maybe or maybe not I will get it.

    he never got to the part to confirm my 3 digit number on the back

    Well he got P.Oed and said well so you don't want this free gift then I said hell no go and steal someone else's info.

    He hung up and I called the credit card place and they said they never ask the questions that he asked and they also said they was going to send me a new card because they have had some more calls like that and as you said they was charged less than 500.00 so I say if it its the real credit card place then they will already have all the info they need.

    Foghorn
     
  3. blizzard

    blizzard Active Member

    Joined:
    Jan 29, 1998
    Messages:
    2,583
    i hear ya fog. it seems as though they've refined their approach a little. the place that my mother works at is a pretty fair sized corporation. they employ about 700 at that particular location. it's a manufacturing facility, and she works in the shipping office, which has a company credit card. it also happened to the service dept. scary.


    brett d.
     
  4. ANTRIM UDF

    ANTRIM UDF TS Member

    Joined:
    Mar 29, 2007
    Messages:
    212
    A fool and his money.
     
Thread Status:
Not open for further replies.