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Citi Merchant Credit Card Update

Discussion in 'Uncategorized Threads' started by Joe Potosky, Jan 14, 2008.

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  1. Joe Potosky

    Joe Potosky Well-Known Member

    Joined:
    Jan 29, 1998
    Messages:
    5,487
    This is an update to a previous posting...

    The following is an email request to NSSF (National Shooting Sports Foundation) from First Data Corp.:

    We respectfully request that you remove the posting from your website regarding Citi Merchant Services and First Data Corp.

    As detailed below, the posting is inaccurate. Further, while we generally do not comment on individual merchant customers, we would like to briefly address the 12/26 letter posted on your web site.

    Regretfully, that letter did a less than satisfactory job of expressing applicable policies. Those policies are more properly detailed below.

    Citi Merchant Services and First Data do process firearms transactions.

    Our policy restrictions address only the sale of firearms in a non facetoface
    environment.

    Non facetoface transactions occur when a cardholder is not present in front of a merchant and includes mail order and online purchases.

    It is our policy not to service merchants that make non facetoface sales in a number of industries, including firearms.

    It is not the policy of Citi Merchant Services or First Data to refuse to process transactions from duly licensed merchants that sell firearms in facetoface transactions at the point of sale.

    Please direct any questions to Questions@firstdata.com.

    Sincerely,

    First Data Corporation


    ----------------------

    RESPONSE FROM NSSF

    January 10, 2008

    Dear Ms. Etheredge:

    This is to confirm the National Shooting Sports Foundation’s receipt of your email
    response on behalf of First Data Corporation and Citi Merchant Services on Wednesday,
    January 9, 2008, concerning First Data and Citi Merchant’s unilateral decision to stop
    processing credit card transactions involving the lawful sale of firearms by lawabiding,
    federally licensed,
    firearms distributors/retailers.

    Regrettably, your email
    serves to
    confirm the antigun
    corporate policy of First Data and Citi Merchant Services and that
    the article in our publication “Bullet Points,” and subsequent posting to our Website, was
    based on a correct and accurate understanding of that policy as articulated in the
    December 26, 2007, letter to Mr. Charlie Crawford at CDNN Sports Inc.

    We had hoped to hear from First Data Corporation and Citi Merchant Services that this
    was not your corporate policy and that the letter was merely the illconsidered
    actions of
    a single employee.

    Your antigun
    corporate policy is based on ignorance of the law applicable to the sale of
    firearms.

    It is perfectly legal, in fact commonplace, for a federal firearms licensee in one
    state to sell a firearm to a nonlicensee
    (consumer) from another state.

    What you fail to
    appreciate is that the firearm is not shipped in interstate commerce directly to the
    consumer. Rather, as required by federal law, the firearm is shipped by the selling
    licensee to another federal firearms licensee in the state of residence of the consumer who
    is purchasing the firearm. The consumer acquires the firearm from that licensed dealer in
    a facetoface
    transaction after completion of a Firearms Transaction Record, commonly
    referred to as an ATF Form 4473, and a federallymandated
    background check to ensure
    that the purchaser is legally permitted to buy the firearm.

    Furthermore, the policy of First Data and Citi Merchant Services interferes with the
    receiving and shipping of inventory from and to federally licensed firearms retailers,
    distributors and manufacturers. This inventory supplies not only lawabiding
    Americans,
    but military and law enforcement agencies as well.
    June RiveraMantilla’s
    original correspondence contained so many errors that one could
    only deduce that it was an uniformed mistake that would consequently be corrected.

    Instead, we learned yesterday that First Data Corporation and Citi Merchant Services
    stands behind the policy, which affects not only firearms retailers, manufacturers and
    distributors, but also law enforcement agencies at the federal, state and local levels of
    government and lawabiding
    citizens.

    NSSF will not remove its Web posting nor will we rescind or alter our story. However, if
    we receive written confirmation from you that, after having researched the law, First Data
    and Citi Merchant Services have changed their corporate policy, we will consider
    publishing that fact in a followup
    story.

    Sincerely,

    Jake McGuigan

    Director of Government Relations

    Ted Novin

    Director of Public Affairs
     
  2. pendennis

    pendennis Well-Known Member

    Joined:
    Jul 26, 2007
    Messages:
    1,567
    Location:
    Southeast Michigan - O/S Detroit
    Just curious, but do dealer-to-dealer transfers used credit cards frequently?

    There must be thousands of non-face-to-face transactions between dealers. More of the same stuff.

    Dennis
     
  3. Whitelightnin

    Whitelightnin TS Member

    Joined:
    Nov 23, 2007
    Messages:
    8
    Just curious, but do dealer-to-dealer transfers used credit cards frequently?
    There must be thousands of non-face-to-face transactions between dealers.
    XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

    Yes, we do & yes, there are. MOST dealer to dealer transactions are NON FACE TO FACE. In fact, face to face dealer transactions are rare except at gun shows.
     
  4. Jim101

    Jim101 Active Member

    Joined:
    Jan 29, 1998
    Messages:
    1,942
    Location:
    Knob Noster, Mo
    Glad to see NSSF had the cajones to tell them to pound sand. Let's see what happens next.




    Jim
     
  5. Hap MecTweaks

    Hap MecTweaks Well-Known Member

    Joined:
    Jan 29, 1998
    Messages:
    9,228
    Location:
    Mesquite, Nevada
    Thanks Joe for the update.

    I can see all the back slapping right after the BOD round table meeting when this monumental decision was made! Yeah Suzie, no more guns sent directly to those idiots via using our financial brilliance. Brilliant light bulbs there for sure! Hap
     
  6. Brian in Oregon

    Brian in Oregon Well-Known Member

    Joined:
    Jan 29, 1998
    Messages:
    25,254
    Location:
    Deplorable Bitter Clinger in Liberal La La Land
    The ONLY way this would not be anti-gun is if ALL non-face to face purchases were banned. Which would mean no Internet telephone sales for any business transaction.
     
  7. BDodd

    BDodd TS Member

    Joined:
    Jan 29, 1998
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    3,594
    Well, Kudos to the NSSF...breakemall....Bob Dodd
     
  8. halfmile

    halfmile Well-Known Member

    Joined:
    Jan 29, 1998
    Messages:
    15,642
    Location:
    Green Bay Wisconsin
    This is a bad one. The Ebay ban is of the same vein. Being a firearm owner gets harder all the time.

    Have any individuals contacted this organization on their own?

    Would the promise of a few thousand cancelled accounts have any clout?

    Time for some messages to travel. I don't have any of their cards but maybe there is one or 2 in the family.

    If you have one of their cards a bitch letter is in order.

    HM
     
  9. BDodd

    BDodd TS Member

    Joined:
    Jan 29, 1998
    Messages:
    3,594
    This is just part of the AP story:

    NEW YORK (AP) - Citigroup Inc. (C) (C) lost almost $10 billion in last year's final three months, the largest quarterly deficit in the bank's 196-year history, and slashed its dividend as it recorded a mammoth write-down for bad bets on the mortgage industry.
    The nation's largest bank wrote down the value of its portfolio by $18.1 billion. It also boosted loan-loss reserves by $4.1 billion, signaling further problems in its consumer businesses as deflated home prices, high energy and food costs, and rising unemployment weigh on people's ability to make their loan payments.
     
  10. Hipshot 3

    Hipshot 3 TS Member

    Joined:
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    Messages:
    1,796
    I plan to purchase CitiGroup and solve the problem!
     
  11. jimbob

    jimbob TS Member

    Joined:
    Jan 29, 1998
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    655
    How the mighty fall.....
     
  12. halfmile

    halfmile Well-Known Member

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    Messages:
    15,642
    Location:
    Green Bay Wisconsin
    So they lost a bundle and make up for it by outlawing traffic that would make them money...............

    Must be some kind of Hindu moneymaking magic.

    HM
     
  13. claybrdr

    claybrdr Well-Known Member

    Joined:
    Jan 29, 1998
    Messages:
    3,266
    I canceled my Shell Citicard today. Mailed the pieces to them with a letter. Then found my Sears card is also issued by Citi so guess I will do that tomorrow.
     
  14. Roger C

    Roger C Active Member

    Joined:
    Jan 29, 1998
    Messages:
    421
    Location:
    Litchfield Park, Arizona
    Do not cancel credit cards prior to applying for any type of loan. Your credit score will be lowered for about 3 months. after the cancelations. Roger C.
     
  15. Primedust

    Primedust TS Member

    Joined:
    Jun 7, 2006
    Messages:
    472
    I believe I heard they are also starting to service some of American Express and are also the servicers of Home Depot. Perhaps some back door leverage with Home Depot/Shell/sportsmen would change their minds along with thousands of letters containing credit card pieces.
     
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