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buick park avenue

Discussion in 'Off Topic Threads' started by batman1004, Jul 8, 2009.

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  1. batman1004

    batman1004 TS Member

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    I have a 1999 buick park avenue just got hail damage on it how much insurance money should I get they were talking about a total out but I would have to give up the car don'y want to do that so do they pro rate it and you would get less any help would be greatly app. g3
     
  2. AveragEd

    AveragEd Well-Known Member

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    Go to Kelly Blue Book or another used vehicle value guide website and you'll be able to find out how much you SHOULD get. The insurance company's opinion may differ...

    Ed
     
  3. baflstang

    baflstang Member

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    NADA.com will get you close but the insurance companies are certainly going to try and devalue your car. If you would like to keep the car after the total loss, more than likely they will ask you to sign a statement that it has in fact been salvaged. I guess this helps protect them. The going rate of re-purchase is usually 20 percent of the settlement. If you are friendly with your adjuster he may offer it lower. You may also make him a counter offer. I just went through this with my '90 Bronco. Twenty years and it only needed a fender and headlight assembly to total it out. I bought it back for $300. Good luck. Bill Weaver
     
  4. Bruce Specht

    Bruce Specht Well-Known Member

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    Average Ed gave you great advice, was involved in an accident in May young man turned his vehicle into mine and totaled my 1999 Ford Explorer. He had a good inusrance company Bristol West. I went to Kelly blue book and found comprable vehicles after supplying the insurance company with a list of recent services and adds on we reached a value that was fair.
     
  5. boomer

    boomer TS Supporters TS Supporters

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    On a total loss==you are also entitled to the sales tax--if your state has one--on the settlement amount. A lot of adjusters forget to throw this in!!
     
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